Simple Pay

To build a stunning web application and a seamless, secure, and user-friendly checkout experience that would align with SimplePay's vision of reducing transaction costs and rewarding customer loyalty, our team at neWwave used the following tools and approaches:

‍

‍

1. Frontend and Web App Development 📱💻

Developed SimplePay using Flutter and FlutterFlow as a responsive web application, ensuring seamless performance across both desktop and mobile platforms. Additionally, we focused on a clean, intuitive UI/UX that simplifies the checkout experience, providing users with an easy-to-navigate interface that reduces friction during the payment process.‍

2. Backend Infrastructure🔒📊

Firebase was utilized for key backend functionalities, including authentication, real-time database management, and hosting. Firebase's robust infrastructure provided the necessary security and performance to handle user accounts and transaction data.

Node.js (Express.js) was employed as the primary backend framework for building APIs, handling server-side logic, and managing the integration of third-party services such as payment gateways. This provided a scalable and efficient backend solution for processing transactions securely.

3. Plaid Integration 💳💼

A major feature of SimplePay was the integration of Plaid, which allows users to securely link their bank accounts. This integration enables users to perform ACH (Automated Clearing House) transfers, providing a direct andseamless connection between user bank accounts and SimplePay’s paymentplatform.

The Plaid API was integrated with Node.js, handling the exchange of sensitive data, securely retrieving user bank account information, and processing it through Stripe for payment processing. This ensured PCI-DSS compliance, safeguarding user financial data.‍

4. Payment Processing and Shopify Integration 💳🔄

Stripe was integrated to manage the payment processing functionality within SimplePay. Stripe was responsible for handling credit card payments, recurring billing, and ACH transfers initiated through Plaid.

5. State Management ⚙️🖥️

For managing the application’s state, Provider was the state management technique used throughout the project. This ensured efficient handling of state changes and UI updates across different screens, maintaining performance and minimizing-rendering.

6. Performance Monitoring and Analytics 📊🛠️

Implemented Firebase Crashlytics to monitor real-time performance and crash analytics. Crashlytics provided critical insights into app stability, allowing quick identification and resolution of bugs, resulting in a more robust application.

Mixpanel was used for detailed analytics, tracking user behavior throughout the app. By analyzing user interactions, insights were gathered to improve the overall experience and optimize the payment flow.

7. Security and Compliance 🔒🔐

Ensured that all financial transactions adhered to industry-standard security protocols, including PCI-DSS compliance for secure data handling, encryption of sensitive information, and multi-factor authentication.

IntegratedOAuth2 and JWT (JSON Web Tokens) for secure user authentication and session management, providing an additional layer of security for both users and merchants.

8. Ongoing Developments 📲🌍

The development pipeline includes the release of a Progressive Web App(PWA) to extend SimplePay's capabilities across a broader range of devices. This will enhance the flexibility of the platform and make it even more accessible to users.

‍

‍

In just six months, we delivered a fully functional web app and payment solutions using no code and low code tools, far faster than traditional methods. The integration led to increased adoption of direct bank payments, reducing credit card reliance and transaction costs for merchants. Advanced encryption enhanced security, boosting trust and confidence among SimplePay users, while the seamless checkout and rewards system improved customer satisfaction and encouraged repeat business.